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Connie Chaulk || June 14, 2018

Housing affordability continues to erode

TNew mortgage rules, rising interest rates, and stress tests have definitely cooled housing market activity by making it more challenging for some to qualify for mortgage. An unwelcome consequence...

Connie Chaulk || November 17, 2017

Good Reasons to use a Mortgage Broker

Owning a home is usually on a list of lifetime goals. And new home buyers usually have a lot of questions. Some worry about coming up with the down payment, some aren't sure about their credit scores,...

Connie Chaulk || November 17, 2017

A TIME FOR GREAT CHANGE

As you know, the mortgage rules are changing once again, effective January 1, 2018. The introduction of the minimum qualifying rate (stress test), this time for uninsured buyers, may be the toughest...

Connie Chaulk || November 01, 2017

Do you know all the costs of buying a home?

Before you take possession of your new home, you need to consider any and all additional costs of obtaining your mortgage - closing costs.. Home inspection...